Sellers: As we get through the details of your transaction, not only will I work to get the very best sales price, but I'll also advocate for limited closing costs. And once we've reached an agreement, I'll fully clarify the closing costs so you are informed of exactly where your money is going.
Buyers: If you're purchasing a home in Hampton Roads, you'll receive a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's prior experience and are required to be within an appropriate range so you're not startled when you show up at closing time. I'll be happy to look over the estimate with you, answering your questions and highlighting any estimates in question.
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